Individuals Insured Deposits in ADIF Member Banks Made up 69%
OREANDA-NEWS. February 05, 2010. ADIF says that quarterly payment totaled AZN 711,000, US1.224 million and 158,000 euro.
"Together with paid membership fees the ADIF revenues amounted to made to AZN 18.165 million. Following last year individuals’ overall deposits in the ADIF member banks totaled AZN 2.17 bn, uninsured deposits AZN 674,885 and insured ones AZN 1.495 bn,” it was reported.
Totally 68.9% of bank deposits are insured.
Quantity of the insured depositors is 5,077,670 people.
Since 1 January 2009, deposits placed in banks with interest rate of over 15%, are not insured by the Fund and payment of compensations on them is not envisaged. ADIF maximum compensation is now AZN 30,000.
ADIF started its operating on August 13, 2007. Currently there are 42 banks in its member ranks, while the country is numbering 48 banks. Under law, all the domestic banks should become the Fund members in case they conform to its standards.
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