OREANDA-NEWS. September 18, 2009. Azerbaijani insurance company Mbask has offered international analogue of motorist’s civil liability insurance.

The Company reports that now citizens of Azerbaijan can use the Green Card insurance policies of Mbask as they travel to Europe as well as several Mediterranean countries.

“When one is about to travel abroad, one will benefit by knowing that it is prohibited to drive a car without an insurance policy in the civilized world in general and in the big-on-insurance Europe in particular. This is where one needs the Green Card, which is the general European insurance policy that covers motorists’ civil liability regardless of what country they come from and what country they are driving across. This policy works in all the Green Card participating countries and there are 46 of them in Europe and Asia,” Mbask reports.

The Green Card is an international system that protects the local people who get in traffic accidents if the drivers faulty of the accidents come from abroad. This system also relieves such motorists of the necessity to follow the insurance regulations adopted in the country in which an accident occurred.

This policy only works if a traffic accident has occurred; it serves to cover the sufferer who has sustained material, physical and moral damage (no damages are compensated to the party in fault). Most importantly, however, it is legally prohibited to drive into a country where this system is active; it is also legally prohibited to leave such a country with the policy past due. The Green Card in your pocket means that if you cause a traffic accident while travelling abroad, your insurance company will cover the damages caused for you.

The insurance tariffs vary depending on the type of your vehicle (cars, cargo vehicles, buses, motorcycles, trailers, etc), as well as the geographic coverage (there are two types of this policy, one of which is only valid in Russia and the other works in all the other Green Card countries) and the term of effectiveness of the policy (15 days to 1 year).