OREANDA-NEWS. August 03, 2009. According to the National Bank of Moldova, unfavorable assets made up 6.27 per cent of the total amount of assets and 36.97 per cent of the aggregate normative capital.

The share of credits with the expired repayment period and of credits with the expired repayment period without repayment of the interest rate made up 12.26 per cent of the total amount of credits and 42.47 per cent of the aggregate normative capital. Until June 30th 2009, commercial banks of Moldova provided credits in the amount of 22 billion 380.65 million leis, down 9.65 per cent from December 2008 and 5.09 per cent from the same period last year. 45.3 per cent of the total amount of provided credits were made up be credits in currency, 50.22 percent of credits were provided for industry and trade.

The share of credits given for construction and development of real estate reduced to 12.82 per cent (by 1.81 p.p. against December 2008 and by 1.35 p.p. against the first half of 2008). The share consumer credits decreased to 11.27 per cent (down 1.66 p.p. from December 2008 and 1.94 p.p. from the same period last year). At the same time, the amount of credits provided to agriculture and food industry increased to 14.98 per cent (up 1.71 p.p. against December 2008 and in the first half of 2008) as well as credits provided to the energy and fuel industry – to 2.24 per cent (0.26 p.p. more than in December 2008).