OREANDA-NEWS. May 21, 2009. The amount of loans provided by the Moldavian banks in April 2009 has reduced by 317,5 million leis (23,5%) as compared to the previous month.

According to t NBM, in April 2009, the Moldavian banks provided loans totaling US1 billion 34,9 million leis. As compared with April 2008, the volume of loans fell by 60.61%. Of the total loans granted in April 2009, 562.76 million leis were allocated in MDL (by166.58 million leis, or 22.84% less than in March 2009), and 472, 23 million lei - in the foreign currency (150.95 million leis, or 24.22% less than in March 2009).

Of the total loans granted in leis, 85.4% (480.66 million lei) were issued to the legal entities and 82.1 million lei - to individuals. In particular, individuals issued have received consumer credits worth 70.37 million lei, and loans on the real estate for 6.96 million leis. At the same time of the total sum of loans granted in the foreign currency 99.56% (470.17 million leis), were issued to the legal entities.

The most expensive were the loans granted by banks for 6-12 months period to individuals - 27.24%. The highest interest rate on the loans in foreign currency was issued to individuals for 1 3 months’ period and from 3 up to 6 months term - 18%. In general, the average rate on bank loans in the national currency has decreased from 23.13% in March up to 22.57% in April 2009, and the rate on loans in the foreign currency has declined from 13.3% in March up to 12.84% April 2009.