OREANDA-NEWS. May 08, 2009. These investment deposits are term deposits of AS SEB Pank (SEB), whose interest is tied to the success of energy and base material companies in the Nordic countries. The principal amount of the deposit is 100% protected by the end of the deposit period, reported the press-centre of SEB Pank.

The underlying assets of the Investment Deposit Nordic Stars consist of an equal weighted portfolio of the shares of the following ten companies of energy and base materials in the Nordic countries:

Norsk Hydro ASA (Reuters code NHY.OL) is the fifth largest producer of aluminium in the world, with its headquarter and main production units located in Norway.

Renewable Energy Corp. ASA (REC.OL) is based in Norway and is one of the biggest producers of solar cells in the world.

Seadrill Ltd. (SDRL.OL) owns and operates offshore and onshore oil drilling rigs and vessels used for drilling, producing and transporting crude oil.

StatoilHydro ASA (STL.OL) is an international energy company based in Norway. The company is the leading operator on the Norwegian continental shelf.

Neste Oil Oyi (NES1V.HE) is a leading oil refining and marketing company in Northern Europe. The company is focused on the production of high-quality oil products.

Outokumpu Oyi (OUT1V.HE) with its main office in Finland is the world third-largest producer of stainless steel.

Rautaruukki Oyi (RTRKS.HE) is an international Finnish company producing steel products, components and solutions for construction and industrial companies.

Stora Enso Oyi (STERV.HE) is an integrated Finnish forestry company which produces newsprint paper, magazine paper, fine paper and packaging products. The company is also widely engaged as an operator in sawmill industry.

Svenska Cellulosa AB (SCAb.ST) is an international Swedish paper company that produces absorbing personal care products and packaging and publication papers.

SSAB Swedish Steel AB (SSABa.ST) is a Swedish company which produces high strength steel plates and toughens steel products.

Advantages of Investment Deposit Nordic Stars:
Equity markets investment with capital protection
Favourable price level of shares in the current market situation
Investment has good development potential and is related to highly capitalised companies
Expected rise in commodity prices has a favourable effect on the economic performance of these companies
The rise potential of the shares of all these companies is currently regarded to be very good by the analysts of SEB Enskilda.

Risks of Investment Deposit Nordic Stars:
The risk premium paid may be lost in the case of deposits with risk premium
The prices of the shares might not rise as the investors' risk tolerance is low.
The maximum rate of return of the final value of the portfolio forming the underlying assets is limited to 60% for each individual share.

In the above graph, the historic rate of return in the last three years of the Investment Deposit Nordic Stars has been compared to that of the global equity index. The MSCI World index quoted in euros is used as the global equity index. A comparison of the rates of return for a longer period is not possible as Renewable Energy Corp. ASA was listed only in May 2006.

NB! Rates of return in previous periods do not constitute a promise or an indication of the rates of return in future periods.

The Investment Deposit comes with a 100% guarantee
Provided that you keep your money in this investment deposit until the end of the deposit period, SEB will pay at least the principal amount of your deposit back to you.

Investment deposits are opened in Estonian kroons, euros and U.S. dollars. Estonian kroons and euros are converted when the deposit is opened and closed using the EUR/EEK exchange rate established by Eesti Pank.

The contract and offer terms of investment deposits are available on our homepage at www.seb.ee and at all SEB branches. You can also make appointments for consultations on the Internet and at branches. Investment deposit contracts can be signed in our Internet bank U-Net and at SEB branches.

Advantages of investment deposit:
100% capital guarantee
The opportunity to participate in markets that individual investors find difficult to enter
The rate of return may be considerably higher than the interest of ordinary term deposits
No holding costs when compared to equities or bonds

This offer is valid from 29.04.2009 until 01.06.2009.