OREANDA-NEWS. April 21, 2009. ROSNO experts have developed a new specialized comprehensive insurance program "Hunting Season". The program contemplates insurance protection of hunting devotees against the following risks: accident, civil liability, including the hound owner’s third party liability, hunting accident involving the hound, and hunter’s property risks, reported the press-centre of ROSNO.

ROSNO continues developing "niche" products, seeking to satisfy the growing needs of the most diverse target groups. According to experts, hunting is the favorite active hobby of many Russians. In the Russian Federation, 1,540,000 people are officially registered as members of various hunting and fishing public associations. However, this hobby can also pose danger to the hunter, his hound, or his property. This is why, on the eve of the new hunting season, ROSNO is offering hunters (professionals and amateurs alike) a comprehensive insurance program designed to protect policyholders against unforeseen expenses arising from their favorite hobby.

Under the Hunting Season program, the accident insurance coverage contemplates reimbursement of the insurant’s costs associated with unlawful third party actions resulting in damage to health; lightning stroke; encephalitis; rabies caused by animal bites or insect stings; injuries, including the same caused by assault of wild animals or hounds; negligent handling of hunting weapons and other hunting instruments; and falling trees leading to damage to health or death of the insurant.

The insurance coverage of civil liability risks under the Hunting Season program includes reimbursement of costs arising from the need to compensate damage inflicted to third parties due to unintentional actions of the insurant. Also, the insurance protection covers costs associated with the need to reimburse the damage inflicted to property and health of third parties by the hunter’s hound. All civil liability insurance tariffs have been calculated on the basis of the data accumulated by Allianz SE with regard to losses on these risks. (In Germany, insurance coverage of the hunter’s third party liability is mandatory.).

The Hunting Season program contemplates insurance coverage of the hunter’s property (equipment, weapons and documents thereto) against spoilage and complete loss due to fire, lightning stroke, explosion, natural disasters and unlawful third party actions, as well as against loss in rugged terrain.

Being the hunter’s faithful friend and companion, hounds are like no one else exposed to various risks. Therefore, the Hunting Season program also includes insurance coverage of hounds. The respective policies cover the costs associated with veterinary aid in case of disease or injury, with loss of the hound due to theft or brigandage, or death of the hound due to various reasons.
These policies can be purchased in ROSNO’s branches and representative offices in any Russian region.

The applicable tariffs depend on individual parameters, selected coverage, and insurance period.