OREANDA-NEWS. Beginning from April 01’ 2009, ROSNO is launching a new anti-crisis MOD program "Skazka" (Fairy Tale), reported the press-centre of ROSNO.

The insurance program "KASKO Skazka" (Fairy-Tale MOD) has been developed taking into account the changing needs of clients during the unstable economic situation, and it seeks to optimize the insurants’ costs while not lowering the quality of insurance protection.

The policy is intended for the owners of vehicles with value not exceeding 100,000 US dollars, and with age not exceeding 9 years from manufacturing date. The insurance program "KASKO Skazka" (Fairy-Tale MOD) is available to car owners not only in Moscow, but in other Russian cities as well.

The program contemplates insurance protection of the insurants’ cars against theft, damage and fire throughout the Russian Federation. Due to the application of unconditional franchise in the amount of 2% of vehicle value (however not less than 25,000 roubles), the car priced not higher than 30,000 US dollars can be insured on average at 55% less cost than full MOD coverage. The owners of cars priced higher than 30,000 US dollars will pay for the "KASKO Skazka" (Fairy-Tale MOD) policy on average 40% less than for the full MOD coverage. For Moscow, the policy tariff starts at 2.9%, for the regions — at 2.2%.

Taking into account the uneasy economic situation, ROSNO enables clients to pay for the insurance policy in installments, including the no-increase tariff option.

Furthermore, among the advantages of the program is the calculation scheme, whereby the amount of insurance compensation under the risk of damage is calculated excluding tear and wear of details (this method does not apply to the Russian-made cars operated for over 5 years), absence of requirements as to the place of storage of the insured car, and the insurant’s ability to receive insurance compensation in the shortest time possible.

In Moscow and the Moscow Region, insurance compensation is paid within 3 business days after the full set of documents is furnished. The car owners residing in St. Petersburg, Yekaterinburg, Nizhny Novgorod, Ufa, Orenburg, Kirov, Cheboksary, Samara, Saratov, Perm, Tyumen, Novosibirsk, Irkutsk, Krasnodar, Voronezh, Tula, Smolensk, Ryazan and Kaluga will be able to receive their insurance compensation within 7 business days.

The client insured under the insurance program "KASKO Skazka" (Fairy-Tale MOD) will be able to rely on the 24-hour support of ROSNO’s automobile hotline, on assistance in arranging car evacuation from the traffic accident scene, and on discounts provided by service stations participating in ROSNO’s program.