Prominvestbank Business Stabilizes
OREANDA-NEWS. On 02 March 2009 was announced, that last autumn Prominvestbank was attacked by the raiders and this caused an unexpected withdraw of the customers' funds and significant decrease of the bank liquidity. In order to regulate the business activity of Prominvestbank the National Bank of Ukraine on October 7, 2008 adopted the Regulation about the appointment of the Temporary Administration in the bank. Taking into account that Prominvestbank is one of the largest banks with 4.0 million private customers and is very important for the banking system of the state, the Deputy Governor of the National Bank of Ukraine Mr.Volodymyr Krotiuk was for the first time appointed the Temporary Administrator.
The main task of the Temporary Administration was the preservation of assets and regulation of the bank business according to the requirements of the legislation in force. At present we can state with assurance that the Temporary Administration has performed this task.
Owing to the highly skilled steps of the Temporary Administrator and National Bank of Ukraine during very short period of time it became possible to stabilize the bank business. On December 25, 2008 the National Bank of Ukraine agreed to the suggestion of the Temporary Administrator of Prominvestbank concerning the capitalization of the bank with the participation of the shareholders: State Corporation 'Bank for Development and Foreign Economic Affairs (Vnesheconombank)' (Russian Federation) and LLC "SIGNUS". The Financial Recovery Plan of Joint-Stock Commercial Industrial & Investment bank (Prominvestbank), was adopted, under which in addition to increase of the share capital by UAH 1.1billion, the investors are to provide long-term resources for UAH 7.0 billion in order to attract and serve significant customers with considerable financial cash flows.
According to the adopted Financial Recovery Plan on December 30, 2008 the investors made full payment for UAH 1.1 billion to increase the share capital and on January 15, 2009 Securities and Stock Market State Commission of Ukraine and National Bank of Ukraine have registered the increase of the share capital more than six times - up to UAH 1.3 billion.
As per the results of the additional stock buy-out, State Corporation 'Bank for Development and Foreign Economic Affairs (Vnesheconombank)' (Russian Federation) acquired the control over 75% stake of Prominvestbank and 15% of shares are under the control of legal entities included into SLAV AG (Austria). The rest of the stock belongs to the minority shareholders.
On February 10, 2009 the first tranche for USD 390.0 million has been received by the bank. The second tranche for USD 325.0 million is anticipated on February20, 2009; and the third tranche for USD 285.0 million is to be made before March 20, 2009.
This funding is provided for the recovery of Prominvestbank stable business. Today Prominvestbank performs timely payments in the national and foreign currencies according to the requirements of the law of Ukraine "On payment systems and money transfer in Ukraine" not later than the next working day after the receipt; all delayed and suspended payment documents of the customers were paid. All conditions for the financial recovery of the bank and for fulfilment of economic standards as well as restoration of the liquidity were set up.
Three million payments for UAH 21.0 billion in national and foreign currencies were made during the period under the Temporary Administration. Besides, UAH 16.0 billion of internal payments between the branches were performed.
The obligations of the bank under the international payment cards of international payment systems VISA and MasterCard are fulfilled in full. The ATMs are full with banknotes. As compared with the August 2008 the availability of cash in 1.6 thousand of ATMs of the bank made 90% (in December 2008 it was 57%). The processing center of the bank is working according to the standards of international payment systems and 24 hours a day provides services for the holders of the cards. The index of the reliability of processing center of the bank during last 4 months made 99.96% in spite of the tough crisis circumstances.
Owing to the stabilizing of the situation in the bank, the Temporary Administration took a decision about the pre-term unblocking of the customers funds (in national and foreign currency) that are under the moratorium. It proves that the bank has an adequate resources base and returned to its usual course of business.
In the nearest future the Bank Board and Supervisory Board will be formed and the decision will be taken about the cancellation of the Temporary Administration.
The recovery of the stable business of Prominvestbank will have the positive effect for the stabilizing of the banking system of Ukraine and will be an important step to the improvement of the population confidence to the Ukrainian banks.
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