OREANDA-NEWS  On 27 February was announced, that Azerdemiryolbank JSC issued 28,430 cards of international payments systems in 2008. Their number grew by 68%, and exceeded 47,760. There were 25,420 active cards (+42%) in circulation by January 1, 2009.

The bank’s Marketing Department reported the cards are serviced by 39 ATMs and 252 POS terminals, including 34 located in the bank’s branches.

Azerdemiryol Bank is a principal member of VISA International and MasterCard International and has an acquiring right for these systems.

The bank also offers a wide range of card services, including Express Card (prompt distribution of cards including those with the owner’s photos), Pin Change (an opportunity of independent change of the PIN Code), Card to Card (transfer of money from a card to another card, cards with individual design and SMS Banking (obtaining information about accounts by SMS).

All the owners of the bank’s cards can use discounts (up to 15%) in several shops in Baku, according to the Discount All Year Long project. The full list of these shops could be found on the bank’s website www.azerdemiryolbank.com.

Being one of the first commercial banks of Azerbaijan, Azerdemiryol Bank was set up in 1989. Its shareholders include the European Bank for Reconstruction and Development and FMO. The bank has 29 branches and 2 service points.