OREANDA-NEWS. February 10, 2009. As it was informed in the National Bank of Moldova, as of late December 2008, return on assets amounted to 3,5%, decreasing by 0,4 points since the beginning of the year and return on equity has declined by 4,1 points – up to 19,9%.

Reduced performance was due to higher growth of assets and equity, as compared to the net profit growth. TIER-1 capital of the banks grew by 27,5% - up to 6 billion 665.2 million leis. The share of foreign investments in the capital of the banks amounted to 74.1%, rising by 2.2 points since the beginning of the year due to increase in equity of the banks at the expense of investments of the shareholders non-residents.

As of late December 2008, total assets of the banking system of Moldova amounted to 39 billion 122,7 million leis, increasing by 22,3%. In particular, the net loan portfolio grew by 18,6% - up to 23 billion 570 million leis, the debts to banks and NBM - by 40.6% - up to 8 billion 586.1 million leis. The greatest share of the total loan portfolio accounted for loans for industry and trade - 48,7%, followed by mortgage loans for construction and development - 14.6%, loans to agriculture and food industry - 13.3% and consumer loans - 12.9%.

The balance of consumer loans up to 700 thousand leis has increased by 12,2% - up to 2 billion 560.1 million leis. The balance of loans provided to trade enterprises amounted to 7 billion 051.6 million leis, increasing by 13,6%.

The balance of loans issued to small and medium-sized enterprises grew by 19,2% - up to 9 billion 061.9 million leis. As of late December 2008, obligations of the banks totaled 32 billion 088 million leis, or 21,3% more than at the beginning of the year. In particular, deposits increased by 17,7% - up to 27 billion 196,6 million leis.