Allianz ROSNO Life Develops Multicurrency Basket
OREANDA-NEWS. December 22, 2008. Allianz ROSNO Life offers a new service: conclusion of life insurance contracts denominated in several currencies at once. This option applies to all accumulative insurance programs offered by the company, reported the press-centre of ROSNO.
The new service enables establishing insurance amount in the equivalent of three currencies — US dollars, euro and roubles — in any proportion at the client’s discretion. It is also possible to accumulate savings in two currencies. The decrease in the relative value of investments caused by depreciation of any one currency will be compensated through appreciation of another currency. Therefore, the new option makes it possible to diversify the risks of exchange rate fluctuations, ensure safety of investments in the long-term perspective, and, in case of an insured event, guarantee stable amount of compensation.
"The foreign exchange market is unpredictable: today we’ve got one trend, and tomorrow there will be another, so it is just plain impossible to have a right guess about which currency will gain in 10 to 20 years in relation to the other", comments Mr. Maxim Chernin, CEO of the insurance company Allianz ROSNO Life. — "Given that most contracts are concluded by Allianz ROSNO Life for 15 and more years, we have developed a multicurrency basket eliminating currency risks and preserving stable value of the invested amount for many years to come. Also, the service enables reasonable financial planning: once the client knows the currencies in which his or her future expenses will be expressed, he or she can accumulate savings in these very currencies".
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