OREANDA-NEWS. As of 1 December 2008, AS "PrivatBank" introduces a new credit card in the Latvian market – the credit card “Universal”. It is an international payment card based on VISA Classic, which has a range of beneficial advantages compared to similar products available on the Latvian market, reported the press-centre of PrivatBank.

Thus, the card is issued free of charge and has no annual fee. Moreover, no credit interest payments need to be made for 30 days after a purchase made using the credit funds. Another substantial advantage of the credit card “Universal” is that monthly payments only make up 5% of the credit funds spent; a part of the repaid funds becomes available again.

The card “Universal” can be issued at any branch of AS "PrivatBank" free of charge and it is worth applying just to have extra funds at one’s disposal, which could be returned easily and conveniently. There is also another reason to apply for AS "PrivatBank" card „Universal” – and do it in December. For everyone who will apply for the card during December 2008, the bank has prepared a small yet nice holiday surprise: Dzintara boulings gift vouchers.