OREANDA-NEWS. On November 06, 2008 As it was informed in NBM, as of late September 2008, return on assets made of 4 %, having increased by 0,1 points since the beginning of 2008.

TIER-I has grown by 22,8 % -up to 6 billion 421,1 million leis (US619,8 million). The share of foreign investments in the capital of the banks has made 73,1 %, having increased by 1,2 points since the beginning of the year.

In January-September 2008, total assets of the bank system of Moldova have increased by 23 % - up to 39 billion 356,2 million leis (US 3 billion 798,8 million).

In particular, the loan portfolio has increased by 20,2 % - up to 23 billion 897,3 million leis (US 2 billion 306,7 million), the loans of the banks and NBM – by 46,5 % - up to 8 billion 944,7 million leis (US 863,4 million) and cash – by 5,6 % - up to 1 billion 777 million leis (US 171,5 million).

Average sufficiency of the average capital remained at the high level, having made 30,8 %. The largest share in the total amount of loan portfolio belongs to the credits for industry and trade - 48 %. Then follows: mortgage credits for building and development - 14,5 %, credits for agriculture and food industry - 13,6 %, consumer credits - 13,3 %.

Since the beginning of the year, the balance of consumer credits up to 700 thousand leis (US 67,6 thousand) has increased by 16,9 % - up to 2 billion 666,2 million leis (US 257,4 million).

The balance of credits issued to small and mid-enterprises has made 8 billion 967,6 million leis (US 865,8 million), having increased by 17,8 % since the beginning of the year. As of late September 2008, obligations of the banks amounted to 32 billion 598,6 million leis (US 3 billion 146,6 million) or 23,2 % more than at the beginning of the year.

In 2007 the net profit of the banking system of Moldova amounted to 1 billion 094.8 million leis (USD 112.8 million at the current NBM rate), increasing by 59,9% as compared with the previous year. Currently, the banking system of Moldova includes 16 banks, three of which are foreign banks’ branches.