OREANDA-NEWS. November 05, 2008. In Hotel "Dedeman silk road Tashkent" NEIIC "Uzbekinvest" has held a seminar directed on realisation of the Law "About obligatory insurance of a civil liability of vehicle owners" which comes into force since October 22, 2008, reported the press-centre of Uzbekinvest.

The purpose of seminar and its agenda:

- Familiarization of broad masses of population with obligatory insurance of a civil liability of vehicle owners

- Explanation of the social importance of insurance of a civil liability of vehicle owners

- Explanation of all conditions and a procedure of obligatory insurance

Introduction of system of obligatory insurance, promoting positive influence on the system of insurance relations in the country as a whole, will give a new impulse of the further development of economic stimulus of the insurance market and maintenance of the guaranteed social protection of citizens of our country. On this background infrastructure of the insurance market and client servicing system will develop rapidly.

Today many insurance companies, trying to enter on the given segment and by that to increase sales volumes, have lead a number of active works on preparation for realisation of obligatory kinds of insurance, strengthening the presence at regions, opening additional points of sales etc. Uzbekinvest company is also belongs to number of such companies, being one of the large and leading insurance companies of Uzbekistan which gained sufficient experience in auto insurance sphere for the past 14 years of activity in the market.

The company has the expanded agency and branch networks all over the republic, extensive client base by the given kind of insurance and also accurately adjusted technologies of pre-selling and post-selling servicing.

Corresponding to all requirements, established by the legislation for realisation of obligatory insurance, the Company since October 22, 2008 declares the beginning of sales of policies on obligatory insurance of a civil liability of vehicle owners and thus puts considerable efforts for creation of the effective mechanism of functioning with automobile owners.

So the Company carries out preparation and retraining of experts and agents of the Company by means of the organisation of special training courses on studying of the legislation and all rules of carrying out of obligatory insurance, technologies of office sales of policies, an order of consideration of insurance claims, realisation of insurance compensations etc.

The active works directed on development of an infrastructure of settlement of insurance claims within the limits of improvement of quality of this process in the order established by the legislation were lead, new insurance branches on sales of policies in areas of republic and the city of Tashkent was opened, the automated control system of databases was improved, technologies of the electronic documentation were modernised.

The company has registered the site in the Internet network under the name www.osago.uz , devoted to questions of obligatory insurance both containing the full and accessible information by the given kind of insurance, including, insurance rules, standard-legislative base, and also the electronic questionnaire and the electronic calculator for calculation of the insurance premium.

At the same time, at a seminar some explanations on duties of vehicle owners were given, in particular, vehicle owners are obliged as it should be and on the conditions established by the present law, to insure the civil liability for an injury and lives, to health and (or) to property of other persons at use of vehicles.

Use of the vehicles on the territory of the Republic of Uzbekistan which civil liability of owners is not insured according to the present Law is not supposed. The duty on civil liability insurance does not extend on owners of vehicles, the maximum speed of which does not exceed more than twenty kilometres per hour; trailers and two - three-wheeled or other vehicles; Vehicles of Armed forces (AF) of the Republic of Uzbekistan, except buses, cars, others transport means used for maintenance of economic activities of AF of the Republic of Uzbekistan, etc.

At obligatory insurance of a civil liability of the vehicle owner the losses caused to him will be compensated by that insurance company in which he has insured his responsibility. Payment of insurance compensation should be carried out not later than five working days from the date of acceptance by the insurer of the decision on payment of insurance compensation.

The insurer who is the participant of accident where harm to victims were occurred, is obliged immediately, but not later than the term stipulated in the contract of obligatory insurance, in the written form with the appendix of a copy of an insurance policy, should notify about accident the insurer or its representative and public service of safety of road traffic on occurred place of accident and in a place of registration of a vehicle.

According to the Legislation of the Republic of Uzbekistan, non-observance by vehicle owners, the duties established by the law on obligatory insurance of a civil liability, is equal driving the vehicle if such obligatory insurance was obviously absent, - results in imposed penalty on citizens in the sum of one, and on officials - three minimal amounts of salary.