OREANDA-NEWS. September 17, 2008. The Expert RA rating agency has affirmed the B+ rating (sufficient creditworthiness) of Commercial Volga Social Bank (Samara). The Bank boasts good credit portfolio, new business development, acceptable diversification of attracting and placing funds, acceptable concentration (10 largest creditors and borrowers), and reliable reputation at the regional market. “Credit programs with Delta-Credit (mortgage) and Inter-municipal fund for supporting small entrepreneurship in Samara area were definite pluses. Working with partners allows the Bank to diversify its business and expand its presence at the financial market”, - says Oksana Kaplina, Expert RA, department of ratings of financial institutions.