OREANDA-NEWS. August 27, 2008. These investment deposits are SEB term deposits whose interest is tied to the success of the companies in new emerging markets. The principal amount of the deposit is 100% protected during the entire deposit period, reported the press-centre of SEB Bank.

The underlying asset of the Investment Deposit New Emerging Markets is the index prepared by BNP Paribas, which contains the shares of companies in Indonesia, Mexico, South Korea, Vietnam, Turkey, Egypt, Philippines and Pakistan. The shares of said countries in the index are defined on the basis of the tradability of their equities, economic volumes and economic growth outlooks. Mexico (26%), Korea (26%) and Turkey (13%) have the biggest shares in the index. The largest sector is banks (31%), followed by telecommunications (16%) and base materials (10%).

The countries of the Investment Deposit New Emerging Markets are characterized by:

Quickly developing economies. All the countries in the index are characterised by quick economic growth, which is supported by large populations, economic reforms and active foreign trade. Continued growth on the same level guarantees that these countries will be among the biggest world economies in the next couple of decades.

Diverse portfolio. The countries in the portfolio are in different geographic regions and on different levels of development. This provides an interesting and spread investment in terms of investing.

Foreign investments. The inflow of foreign investments into these countries is large with 6% of all foreign investments going into these courtiers. The volume of foreign investments has been increasing constantly, which guarantees the liquidity required for economic growth.

Well divided population. All of these countries are characterised by large populations and a large proportion of young people. The existence of sufficient labour creates the precondition for continued economic growth.

The rate of return of the S-BOX BNP Paripas Next11 Core 8 index has been compared with the rate of return of the overall index of the world in this graph.

NB! Rates of return in previous periods do not constitute a promise or an indication if the rates of return in future periods.

The Investment Deposit comes with a 100% guarantee
If you keep your money in this investment deposit until the end of the deposit period, then we guarantee that at least the principal amount of your deposit is paid back to you.

A bigger share of the increase in the underlying asset can be earned if you opt for an investment deposit with a risk premium and pay an additional 10% as the risk premium. The risk premium gives you the option of doubling your earnings from the price increases of the index, but you have to keep in mind that the risk premium will not be earned back if the price of the index does not increase.

Investment deposits are opened in Estonian kroons, euros and US dollars. Estonian kroons and euros are converted when the deposit is opened and closed using the EUR/EEK exchange rate established by Eesti Pank.

The detailed contract and offer terms of Investment Deposits are available on our homepage and at all SEB branches. You can also make appointments for consultations on the Internet and at branches. Investment deposit contracts can be signed through our Internet bank U-Net and at our branches.