OREANDA-NEWS. On 26 August 2008 JSC "OPIN" announced the launch of joint residential mortgage loans programme with bank VTB24. This program allows JSC "OPIN" clients to obtain loans to purchase townhouses and apartments in low-rise appartment houses of “Pavlovo-2”, the second stage of residential community “Pavlovo” construction. The “Pavlovo-2” community is located in Istrinsky district of the Moscow region, 14 km from the Moscow Ring Road on the Novorizhskoe highway.