Nordea Bank Lietuva Published Interim Report for January - June 2008
OREANDA-NEWS. July 28, 2008. High business activity and record results from customer areas, reported the press-centre of Nordea Bank Lietuva.
Income EUR 3,953m (EUR 3,830m in the first half year 2007), up 3%
Limited impact from volatile and weakened financial markets
Net interest income EUR 2,411m (EUR 2,047m), up 18%
Profit before loan losses EUR 1,825m (EUR 1,830m)
Loan losses EUR 57m (positive EUR 41m), a loan loss ratio of 5 basis points
Risk-adjusted profit EUR 1,185m (EUR 1,197m), down 1%
Return on equity 16,0% (19,5%)
Earnings per share EUR 0,53 (EUR 0,58)
Nordea expects to deliver growth in risk-adjusted profit of approx. 5% for the full year (for full outlook for 2008, see page 7) Continued strong delivery from growth initiatives
Total lending up 16%
Corporate lending up 20%
Total deposits up 11%, of which savings accounts up 23%
Number of Gold customers up 6%, number of Private Banking customers up 12%
Increased corporate lending margins
Strong development in customer-driven capital markets activities
Strong profit growth in New European Markets, loan losses remained at a very low level
Efficiency gains from the future branch initiative - more time for advisory meetings
"I am pleased that we have been able to maintain a high activity level and report record results in customer areas in a period with weakened and volatile financial markets. This is due to a combination of a focused organic growth strategy, a well diversified business structure and lending book, and funding operations performing strongly. We continue to deliver on our growth initiatives and we stand by our long-term financial targets although increasing macroeconomic uncertainty and volatile financial markets put some pressure on the short-term development of risk-adjusted profit", says Christian Clausen, President and Group CEO of Nordea.
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