Clients with Children Have More Positive Credit Story
OREANDA-NEWS. May 27, 2008. "The view of positive RODOVID BANK’s client on such product as cash-credit supposes the age from 30 years, family, children, secondary or higher education, stable income and work experience", - Alexander Titarenko, the Head of credit risks evaluation department of RODOVID BANK, said.
According to him, a certain level of fraudulent activities is present practically in every bank credit product (including loans, provided by real estate). "The fraudulent activities are more possible on no-purpose loan. Therefore, by the Bank there were set more hard requirements to the order of borrower’s authentication, list of additional confirmative documents. Moreover, more hardline approaches are used for client’s solvency estimation", – Alexander Titarenko told. For cushioning of risks, the Bank constantly introduces new measures for fraudulent activities blocking.
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