OREANDA-NEWS. May 19, 2008. The Bank issues bankcards of International payment systems VISA Int. and MasterCard Int. All of them are chip cards, reported the press-centre of “Vozrozhdenie” Bank.

Over the first quarter of the year 2008, the volume of crediting to the special card accounts totaled RUR 24,6 billion, which exceeded a respective figure of the previous year by more than one and half. Monthly average balances in the special card accounts amounted RUR 11,6 billion, which exceeded by 1,5 times the respective value of the year 2007. Retail customer balances account for 22% of the balances deposited in the special card accounts of “Vozrozhdenie” Bank. The share of actively transacted debit cards makes 99,4%.

The Bank issues credit cards for customers with “history” in the Bank, such as depositors and holders of debit cards with regular money transfers to their accounts (“salary payees”). Emission has topped over 80,000 cards. At the end of the 1st quarter the volume of credit portfolio totaled RUR 2,8 billion, which exceeded 1,8times the figure over the respective period of the past year. The share of actively transacted credit cards is 56%, the ratio of drawing on the limits – 55%. Percentage of overdue indebtedness is equal to 0,7%.

The number of customers of “Vozrozhdenie” Bank using the service “Your Account 7/24” reached 110,000, which exceeded 1,6 times a respective figure in the year 2007. The service “Your Account 7/24” is a 24-hour 7 days a week service, making possible for cardholders to receive any on-line information about all card transactions, as well as the information accompanying their credits (through SMS and Internet).

The “Vozrozhdenie” Bank’s ATM network comprises 570 units, including 140 ATMs with cash-in service. In compliance with the development strategy nearly all offices of the Bank have ATMs with cash-in service. Via the Bank’s ATMs you can withdraw cash, replenish your special card account on-line, make mortgage loan, consumer loan and car loan payments, replenish your deposit, pay for mobile phone on-line, transfer money, as well as pay for utility services and satellite TV.