OREANDA-NEWS. May 20, 2008. "On a background of strengthening of the conditions of mortgage crediting and loans on auto, the terms of cash-crediting were not changed. It is conditioned, first of all, by high enough interest rate on this kind of crediting, that is the general practice of the Bank’s retail business in Ukraine", - Viktoriya Vasilyeva, the Vice-President of OJSC "RODOVID BANK" said.

Those tendencies are saved and in the field of consumer crediting: terms do not undergo some substantial changes.

The interest rates and the volumes of commissions on consumer crediting, traditionally exceed the client’s overpayment of long-term auto- and mortgage credits. Therefore the terms of the consumer crediting will not be substantially changed. Moreover, many retailers practice the introduction of tough demands to the terms given by the banks on the territory of their outlets of credits (credits with a symbolic rise in a price on a certain term, with special demands to the advance payment are given out within the framework of joint promotional actions or they act on permanent terms). Targeted and cash-credits are granted to borrowers in UAH.

The terms of crediting on credit cards also did not changed on the background of the lack of resources. RODOVID BANK optimizes the work with constant clients, improving the terms of crediting for them within the framework of the program of loyalty, - Viktoriya Vasilyeva marked.