OREANDA-NEWS. May 12, 2008. Crediting via payment cards service is getting more and more popular recently at banking products market, and as a result, concurrence is growing in this sphere, reported the press-centre of PRAVEX-BANK.

Taking into account this tendency, PRAVEX-BANK offered its customers the new rate packet for credit payment card "Universalnaya-Plus". The new rate packet is directed at insuring the highest simplicity and efficiency of credit issue to the customers. Having applied to the Bank, the customer gets immediately instant credit card without paying any fees.

"Rate packet on this card envisages not only  free of charge card account opening but also the absence of fees for card account cash and settlement service, as well as for available funds withdrawing from payment card within PRAVEX-BANK's network of ATMs and outlets. In the same way, no fees are charged for payments with the card in trade network and card account replenishment", — noticed Yuriy Khayev, Head of Plastic Cards Department, PRAVEX-BANK.
Having got the credit on this card, the customer pays only interests for credit proceeds use. It is to be noted that interests are paid only for actually used portion of credit line and for the actual number of days of credit use.

The credit is provided without security as a renewable credit line and it is available anew when a portion of capital repayment is redeemed. All the holders of "Universalnaya-Plus" payment credit cards automatically become members of the Bank's discount program.

"Universalnaya-Plus" new rate packet having all the merits of Visa Classic card, also provides the customers with a series of unique advantages for card issue and the use of available credit funds", — commented Dmitriy Tsenkush, Vice-Chairman of PRAVEX-BANK Board.