OREANDA-NEWS. April 25, 2008. Education level issue is central one not only in life of every person but in history of formation and development of the whole states. Quality of education determines person's future — his/her career, his/her self-realization and positioning in society, reported the press-centre of PRAVEX-BANK.

Since school days young Ukrainian starts to think seriously whom he/she will be in future, what to do in life and the most important where to get education after school finishing. This choice is done for many graduators, namely they are preparing and taking different tests, passing exams. However, taking into account huge contest for popular profession of higher education institutions, a lot of people are afraid of failure to enter chosen institution.

The salvation of the situation can be consumer crediting from PRAVEX-BANK that will allow paying for necessary education and guarantee future achievements and attainments as education is one of the main "investments" in people's life.

For students PRAVEX-BANK offers various packets of credit issue in cash, as well as "Instalment" credit card, that bank started to issue since 2007 and already issued more than 100 thousand of pieces. Depending on age and target of credit, students can choose the most comfortable variant for them. Thus, it is possible to get credit for bill payment for education even being 18 years old (having guarantors) or in the name of relatives. It is possible to draw "Instalment" card for yourself since 21 years old and student's relatives at the age younger than indicated as bank does not control target funds use.

Credit card is issued free of charge, it is necessary to provide just passport and identification number and income certificate for the last 6 months to get it (students having no income must have guarantors). Besides, if client has ever drawn consumer credit and repaid it or pays for public utilities in bank, he/she can not provide income certificate. He/she gets supplementary discount for credit funds use — minimum 6% p.a. Also, PRAVEX-BANK analyzing client's credit history, in case of its timely credit payment (it is necessary to pay 5% monthly from used amount), can increase discount of 12% p.a.

"Credit card "Instalment" allows its holders to have from UAH 500 to 25 000, to cash funds or pay purchases in shops, it always provides client with possibility to get discount up to 35% while paying for purchases in more than 5 thousand of shops that cooperate with bank under discount program. To get discount, client should just show the card or pay with it. Besides, credit card indisputable privilege for student is that having drawn it once he/she can use credit funds for payment of any needs, for example, for payment of dormitory, books, vouchers for holidays, without necessity to conclude new agreement for every purchase", — informs Roman VALESYUK, Senior Vice Chairman of the Board of PRAVEX-BANK.