OREANDA-NEWS. April 14, 2008. The Expert RA rating agency has assigned B+ credibility rating (adequate credibility) to Insurance Business Group (Voronezh). Acceptable level of the insurance portfolio’s diversification and stability adds up to the insurer’s credible assessment. Insurance Business Group’s financial status features high liquidity and adequacy of own capital, implying good financial reserves. “Low level of losses and, consequently, acceptable profitability make the company look credible”, - says Aleksey Tersky, Expert RA, department of ratings of financial institutions. The company’s investment policy is well-balanced, diversified and investment-liquid.