OREANDA-NEWS. On February 18, 2008, Bank Electronika increased interest rates on deposits for individuals – clients of its personal services offices. Deposits paying higher interest – Ezhemesyachnyi Dokhod, Elektronnyi Koshelyek, and Stabilnoe Nakoplenie – are accessible to all clients at personal services offices of the Bank’s retail network.

Depositing money to Ezhemesyachnyi Dokhod accounts, a client will receive a stable supplement to salary or pension, since interest is paid monthly via transfer to an on-demand account. Minimum initial deposits to these accounts are 10 rubles, 10 dollars, or 10 euros, and the maximum term for deposit is two years. Subsequent deposit to these accounts may be made at any moment in sums equal to or larger than the minimum initial deposit. Interest earnings on the Ezhemesyachnyi Dokhod accounts can reach 12 percent annually, depending on the sum, term to maturity, and currency of the deposit.

Terms for Elektronnyi Koshelyek deposits provide for partial withdrawals without change in the percent of interest paid. There is a mandatory minimum that must remain in the accounts:  5,000 rubles, 200 dollars, or 200 euros. These  accounts are particularly convenient in  that they permit making expenditures without losing accrued interest. Minimum initial deposits are 5,000 rubles, 200 dollars, or 200 euros; their maximum term is one year. Additional deposits may be made to these accounts in sums equal to or exceeding 500 rubles, 50 dollars, or 50 euros Interest earnings on the Elektronnyi Koshelyek accounts can reach 9.5 percent annually, depending on the sum, term to maturity, and currency of the deposit. Interest and principal are paid to an on-demand account belonging to the client at the deposit’s expiration.

Stabilnoe Nakoplenie deposits are well-suited to those who are looking for systematic, purposeful accumulation of resources. Minimum initial deposits are 10 rubles, 10 dollars, or 10 euros, and the maximum term on these deposits is two years. Additional deposits may be made to the accounts in sums equal to or exceeding the initial deposit. Interest earnings can reach 13 percent annually, depending on the sum, term to maturity, and currency of the deposit. Interest and principal are paid to an on-demand account belonging to the client at the deposit’s expiration.

Clients who make deposits to these accounts will receive an international Visa Electron Non-Personalised payment card with free servicing for the term of the card. Today clients of Bank Electronika’s personal services offices can make deposits in rubles, but very soon they will be able to deposit funds in dollars and euros.

Personal services offices of the Bank Electronika retail network:
PERVYI NA LENINSKOM
Leninskyi Prospect 1/2, corpus 1, Moscow
KALUZHSKIY
Ulitsa Kirova 23A, Kaluga
IVANOVSKIY-YUG
Ultisa Bogdana Khmelnitskovo 7, Ivanovo
KURSKIY-ZAPAD
Ultisa Verkhnyaya Lugovaya 6, Kursk
KURSKIY-TSENTR
Ulitsa Lenina 77B, Kursk
BELGORODSKIY
Ulitsa 50-Letiya Belgorodskoi Oblasti 10, Belgorod
VORONEZHSKIY
Ulitsa Plekhanovskaya 13, Voronezh
RYAZANSKIY
Ulitsa Pochtovaya 65, Ryazan

Bank Electronika’s 24-hour telephone call center: 8-800-333-22-22.  Calls from stationary and mobile telephones within Russia are free of charge.