OREANDA-NEWS. December 13, 2007. The Bank of Moscow congratulates its clients on the coming New Year and Christmas. The New Year festivities are always associated with pleasant fuss, frantic search for presents for the friends and family. We, in our turn, have prepared a New Year present for our clients and we offer them to take part in our New Year special promo action "Friendship is of value now".

All the clients of the Bank of Moscow who have highly appreciated the advantages offered by our plastic cards and recommended the retail products of the Bank ("BYSTROcredit", car loan, credit card) to their friends, now receive special gifts from the Bank of Moscow.

A client who has recommended obtaining a credit card or a "BYSTROcredit" will receive a 300-rouble bonus, recommending somebody aplying for a car loan will entitle our client to a bonus of 500 roubles.

Friends of our clients who came upon a reference from the clients of the Bank of Moscow and obtained a "BYSTROcredit", will also receive 300 roubles as a bonus. If the client came with the purpose of obtaining the car loan, the bonus becomes 500 roubles. A client who opens a credit card upon reference from another client will be granted a 50% reduction of the actual bank service tariff for the whole of the first year.

The bonus amount is credited to the credit cards of client and his or her friend (or, if such are not available, to their on-demand account) over the month following the month during which the credit upon reference was obtained.

Each client may recommend arranging a credit to any number of his or her friends. Bonuses will only be credited to his/her account for the first three clients of the Bank who obtain the credit during the special action which will last until February 29, 2008.