OREANDA-NEWS. October 2, 2007. PRAVEX-BANK introduced new scheme of drawing up "Universal" credit card. Within new scheme a procedure of work with client is considerably simplified— now it is not necessary to fill the documents independently, as qualified manager of PRAVEX-BANK who works at the outlet does all the work himself and draws up client application on card. Thus drawing up all documents takes 5 minutes, after that during several hours the decision of client's crediting is made and a client while leaving the Bank outlet with the card, that day can use credit means at his sole discretion.

Credit card "Universal" lets using credit means of the Bank within fixed credit limit, which volume can constitute by 500% from average monthly salary. Interest rate constitutes 2,5% per month. Besides commission for cashless settlements via POS-terminals (in points of sales) is absent.

"Improvement by PRAVEX-BANK conditions for "Universal" credit card receipt considerably simplifies this procedure for clients. Taking into account importance of reasonable using of attempts and time for clients, PRAVEX-BANK longed to do the very procedure of credit card receipt maximally quick and comfortable", — comments Yuriy Khayev, head of plastic cards department.