OREANDA-NEWS. Real estate company Penny Lane Realty presents new service - purchase of elite real estate with the use of credit. Now the clients of company have the capability to acquire with the use of mortgage credit the objects of urban and out-of-town real estate both on the second and primary market. In the near future it is planned to extend this service for commercial real estate as well, reported the press-centre of  Penny Lane Realty.


According to the opinion of the experts of Penny Lane Realty, new service will be demanded, before of all, by the owners of  businesses, to whom it is more advantageous to take the mortgage credit and to pay out percentages, than to withdraw money from their business’ operations funds and use it for the acquisition of real estate. Also this service will be interesting to the highly-paid specialists, who spend significant amount of money on the lease of an apartment, but also would want to buy their own real estate.
Penny Lane Realty has developed a direction of the mortgage credit since January 2007. Company has already signed agreements with the leading mortgage banks, among them: Bank Societe General Vostok, Raiffeisenbank Austria, Russian Mortgage Bank, Moscow International Bank. In the near future company  plans to sign the agreements with other banks as well: Sberbank, VTB 24, with Moscow Bank, with City Mortgage Bank, with Moscow Credit Bank, Sobinbank and Moscommercebank.


“Despite the fact that mortgage credit - is a new service for the market of elite real estate, we are assured that it will be in demand, says Marina Melkoian, the head of the department of the mortgage crediting of the Penny Lane Realty. - The advantages of the acquisition of real estate by means of credit are obvious indeed: firstly, our client gain the possibility to purchase an apartment of higher quality than they could normally afford to rent; secondly, acquiring real estate with the use of mortgage credit system, gives buyer an option to easily justify money he or she spends to purchase an apartment in the state structures. Furthermore, because of the exclusive contract relationships our company Penny lane Realty has with many above mentioned banks our clients gain significant privileges on obtaining a credit".