31.10.2024, 08:53
The State Duma proposed to redistribute the limits on family mortgages faster
Source: OREANDA-NEWS
OREANDA-NEWS The Russian authorities are preparing a solution to quickly redistribute unused limits on family mortgages, chairman of the State Duma Committee on the Financial Market Anatoly Aksakov told RIA Novosti.
On Wednesday, Sberbank and VTB announced that they were suspending registration for family mortgage transactions due to the exhaustion of the limit under this program.
"Redistribution of unelected limits " House.The Russian Federation" as the operator of this program is possible. The last redistribution was a month ago. Now the government is preparing a decision that will allow them to be redistributed more quickly," said Aksakov, who is taking part in the discussion.
According to him, the program is very popular, especially now that the largest preferential mortgage program has been completed. In addition, market mortgage rates are rising, which means that demand for it is falling.
"At the same time, banks observe reasonable caution when applying for the allocation of limits, taking into account the parameters set by the budget," Aksakov added.
In September, Sberbank already suspended registration for family mortgage transactions, explaining this also by exhausting the cash limit. The Ministry of Finance of the Russian Federation then said that the general limit of preferential family mortgages would last until November. The ministry promised to monitor the dynamics of loan disbursements until the end of the year and, if necessary, "make appropriate decisions." The operator of the program "Home.In early October, the Russian Federation redistributed the limits on family mortgages in the amount of 140 billion rubles, Sberbank then received 93.5 billion rubles.
According to "Dom.Russian Federation", Russian banks have exhausted the general limit for issuing family mortgages by 95%. According to the state-owned company's report, as of October 24, banks had collectively issued 5.6 trillion rubles of family mortgages out of a total limit of 5.9 trillion rubles.
On Wednesday, Sberbank and VTB announced that they were suspending registration for family mortgage transactions due to the exhaustion of the limit under this program.
"Redistribution of unelected limits " House.The Russian Federation" as the operator of this program is possible. The last redistribution was a month ago. Now the government is preparing a decision that will allow them to be redistributed more quickly," said Aksakov, who is taking part in the discussion.
According to him, the program is very popular, especially now that the largest preferential mortgage program has been completed. In addition, market mortgage rates are rising, which means that demand for it is falling.
"At the same time, banks observe reasonable caution when applying for the allocation of limits, taking into account the parameters set by the budget," Aksakov added.
In September, Sberbank already suspended registration for family mortgage transactions, explaining this also by exhausting the cash limit. The Ministry of Finance of the Russian Federation then said that the general limit of preferential family mortgages would last until November. The ministry promised to monitor the dynamics of loan disbursements until the end of the year and, if necessary, "make appropriate decisions." The operator of the program "Home.In early October, the Russian Federation redistributed the limits on family mortgages in the amount of 140 billion rubles, Sberbank then received 93.5 billion rubles.
According to "Dom.Russian Federation", Russian banks have exhausted the general limit for issuing family mortgages by 95%. According to the state-owned company's report, as of October 24, banks had collectively issued 5.6 trillion rubles of family mortgages out of a total limit of 5.9 trillion rubles.
Комментарии