OREANDA-NEWS   In the future, the Moscow Exchange is going to launch futures trading for the key rate of the Bank of Russia, and the instrument will be made available to unqualified investors, that is, ordinary Russians without special knowledge. This was stated by Vladimir Krekoten, managing director for sales and business development of the site, RBC reports.

A futures contract is called a contract for a certain asset (stock, currency, commodity, index), with which a buyer can make money on the rise or fall of its value in a specific time without acquiring the asset itself. At the same time, futures are traded on the stock exchange in the same way as stocks, and transactions, as a rule, involve a lower commission than the purchase of the assets themselves, which also makes the instrument popular.

Thus, the income is received by the bidder who correctly predicts the movement in the foreseeable future of the value of an asset, index or other parameters in one direction or another.

Currently, futures are traded on the Moscow Exchange for the RUONIA interbank lending rate, which is associated with the key rate, but may be both higher and lower than it. This tool is aimed at professional market participants and is too complicated for individuals. And betting futures are supposed to be simple.

Interest in the rate among a wide audience has recently been caused by its growth to a record 21 percent in history, as well as numerous forecasts of a further increase in December to 22-25 percent. On the one hand, a high rate allows individuals to put money on deposits at high interest rates, but on the other hand, it makes bank loans, including mortgages, more expensive.

The reason for the next increase is called the record 22-year inflation in November, and in December, price growth accelerated significantly again, even compared to last month.