05.07.2024, 10:08
Russians began to save money more often
Source: OREANDA-NEWS
OREANDA-NEWS In 2024, Russians began to save money more often. The share of citizens with savings that would be enough to accommodate the whole family for more than 6 months has increased from 21 to 32 percent, according to a joint study by Yakov and Partners and the ROMIR research holding.
The number of Russians with savings has reached 55 percent — since 2010, their share has increased by 25 percentage points. At the same time, Russia still lags behind many countries in this indicator: 83 percent of such citizens in Japan, 76 percent in Australia, 70 percent in Germany, 69 percent in India and 68 percent in the United States. The authors of the study explain the trend by the difference in the potentials of stimulating savings and attracting capital from the population to the economy.
Most of the citizens with savings live in the Far Eastern (71 percent), Ural (54 percent) and Siberian (52 percent) federal districts. Least of all — in the Volga Region (49 percent), Northwestern (48 percent) and North Caucasian (45 percent) federal districts.
Representatives of the older generation (59-78 years old) are the most thrifty — 64 percent of respondents have savings in this age group. Generation X (38-58 years old) has almost half (54 percent), and generation 20-37 years old has only 49 percent. At the same time, it stimulates people to get married, and prevents them from saving money — the birth of children. Deposits and savings accounts in Russian banks have become the most popular way of saving among Russians (56 percent), and less than half of respondents (48 percent) use cash in rubles to store savings.
According to the NPF Decent Future non-governmental pension fund, the majority of young people (87 percent) in Russia save money. Half of the respondents called 500 rubles a comfortable amount that they can save per month. One in five (18 percent) said that an acceptable amount for them is from 1,000 to 2,000 rubles. As a rule, young people are motivated to save more by the idea of living on passive income.
The number of Russians with savings has reached 55 percent — since 2010, their share has increased by 25 percentage points. At the same time, Russia still lags behind many countries in this indicator: 83 percent of such citizens in Japan, 76 percent in Australia, 70 percent in Germany, 69 percent in India and 68 percent in the United States. The authors of the study explain the trend by the difference in the potentials of stimulating savings and attracting capital from the population to the economy.
Most of the citizens with savings live in the Far Eastern (71 percent), Ural (54 percent) and Siberian (52 percent) federal districts. Least of all — in the Volga Region (49 percent), Northwestern (48 percent) and North Caucasian (45 percent) federal districts.
Representatives of the older generation (59-78 years old) are the most thrifty — 64 percent of respondents have savings in this age group. Generation X (38-58 years old) has almost half (54 percent), and generation 20-37 years old has only 49 percent. At the same time, it stimulates people to get married, and prevents them from saving money — the birth of children. Deposits and savings accounts in Russian banks have become the most popular way of saving among Russians (56 percent), and less than half of respondents (48 percent) use cash in rubles to store savings.
According to the NPF Decent Future non-governmental pension fund, the majority of young people (87 percent) in Russia save money. Half of the respondents called 500 rubles a comfortable amount that they can save per month. One in five (18 percent) said that an acceptable amount for them is from 1,000 to 2,000 rubles. As a rule, young people are motivated to save more by the idea of living on passive income.
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