OREANDA-NEWS. Credit cards in Russia has increased, and the limits on them are reduced. For the second quarter of 2019, the increase amounted to 10% and the number of such "plastic" has increased to three million pieces. Granted credit amounts, on the contrary, decreased by 6% to 54.5 thousand rubles on average.

As reported by the credit history Bureau "Equifax", the current dynamics suggests that banks fear for the solvency of the borrowers and are concerned about falling incomes.

In addition, this trend may be associated with the impending crisis of consumer crediting for growth of overdue credit card debt is 2.2%.

Representatives of TOP-30 banks said that credit cards are inherently indefinite product carrying the greatest risks. The lower limits on card experts believe the symptom of prevail a sensible approach.