QNB Group disclosed its reviewed financial statements for the period ended 30.09.2016
OREANDA-NEWS. QNB Group disclosed its reviewed financial statements for the period ended 30.09.2016. The financial statements show a net profit of QR 9,653 million compared to a net profit of QR 8,721 million in the previous year.
Earnings Per Share (EPS) amounted to QR 11.5 for the nine months ended 30 September 2016 compared to an EPS of QR 10.4 in the previous year.
QNB Group's Key Financial Highlights
• Net Profit reached QAR9.7 billion, up by 11% from September 2015.
• Total Assets reached QAR713 billion, up by 37% from September 2015.
• Net Loans and Advances increased to QAR507 billion, up by 38% from September 2015.
• Total Customer Deposits increased to QAR501 billion, up by 31% from September 2015.
• Earnings per Share reached QAR 11.5, compared to QAR 10.4 in September 2015.
• Total Equity increased to QAR76 billion, up by 26% from September 2015.
QNB Group’s Key Non-Financial Indicators
• QNB Group’s presence spans more than 30 countries across three continents.
• QNB Group staff exceeds 27,300 serving more than 20 million customers through 1,200 locations and 4,300 ATMs.
• QNB Group completed the acquisition of 99.88% stake in Finansbank A.Ş. – Turkey, during the year.
QNB Group, the largest financial institution in the Middle East and Africa (MEA) region, announced its results for the nine months ended 30 September 2016. After completing the acquisition of Finansbank, QNB Group solidified its position as the largest financial institution in the MEA region with total assets of QAR713 billion up by 37% from September 2015 and net profit of QAR9.7 billion up by 11% from last year. Key indicators of the financial results for the nine months ended 30 September 2016 are shown below. These results include the financial results of recent acquisition of Finansbank A.Ş.
Growing International Presence
On 15 June 2016, QNB Group completed the acquisition of 99.81% stake in Finansbank A.Ş – Turkey, for EUR 2.71 billion. Subsequent to 30 June 2016, QNB increased its stake in Finansbank A.Ş – Turkey, from 99.81% to 99.88% through buying from minority shareholders for a total cost of QAR 12 million. Acquisition of Finansbank A.Ş – Turkey is a significant milestone in QNB Group’s strategy of international expansion. With the addition of Turkey as a new market and one of the leading Turkish banks to its network, QNB Group further extends its international presence and will be able to increasingly benefit from the rapid development of trade and the strengthening of economic ties between Turkey and the Middle East in general, as well as between Qatar and Turkey in particular. This also reflects QNB Group’s confidence in the long-term prospects of the financial sector and economy of Turkey. Finansbank is the 5th largest privately owned universal bank in Turkey by total assets, customer deposits and loans. The bank has organically grown into a leading financial institution with a proven and experienced management team. As of 30 September 2016, Finansbank has QAR118 billion of total assets, QAR78 billion in net loans and QAR62 billion in total customer deposits as per International Financial Reporting Standards. With Finansbank, QNB Group’s presence, through its subsidiaries and associate companies, spans more than 30 countries and 3 continents providing a comprehensive range of products and services. Also during August 2016, QNB Group received the necessary regulatory approvals in India to open a branch and provide full scale banking services inside India. Further, the Group also received regulatory approvals to open a representative office in the Republic of Cuba. These steps are in line with QNB Group’s strategy to expand in selected countries.
Enhance Shareholder
Value Total Equity increased by 26% from September 2015 to reach QAR76 billion as at 30 September 2016. Earnings per Share reached QAR 11.5, compared to QAR 10.4 in September 2015. During June 2016, QNB successfully raised QAR 10 billion in Additional Tier 1 Perpetual Capital Notes by way of private placement, to strengthen the Group’s Capital Adequacy Ratios and to support future growth across the QNB Group in accordance with Group’s strategy. The Additional Tier 1 Perpetual Capital Notes were the inaugural issuance by QNB Group and the single largest issuance in the MEA region. These notes were fully subscribed and reflect strong investor confidence in QNB’s successful execution of its strategic growth objectives. Capital Adequacy Ratio (CAR) calculated as per the QCB and Basel III requirements stood at 14.3% as at 30 September 2016, higher than the regulatory minimum requirements of the Qatar Central Bank and Basel Committee. The Group is keen to maintain a strong capitalisation in order to support future strategic plans.
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