Fitch: Swire Properties' Rating Intact Despite Weak HK Retail Sentiment
The rating on Swire Properties is also supported by its resilient office rental income (which accounts for the majority of its gross rental income), low leverage and strong interest coverage ratios. The decline in tourist arrivals from mainland China started to slow down during 2Q16, which indicates luxury retail sales may also stabilise after an extended slide, in Fitch's view.
Swire Properties' gross rental income from its retail portfolio in Hong Kong declined modestly by 3.7%, to form 24% of its gross rental income in 1H16. Retail sales of its tenants at its high-end Pacific Place mall were down 17% due to sluggish luxury retail sales, leading to a decrease in the rental income component based on tenant sales. Swire Properties is diversifying its tenant base and increasing the proportion of food and beverage stores in its retail portfolio to attract new customers. The change in tenant mix also resulted in a slightly lower retail rental income, but Fitch expects the landlord to benefit from a more stable source of rental revenue.
Rental income from offices, which accounted for 56% of the company's gross rental income in 1H16, remained resilient. The company's leverage, as measured by net debt/investment property value, remained low at 15.2% as at end-June, though it was slightly higher than the 14.6% at end-2015. Its operating profit from investment properties covered its cash interest expense by 6 times in 1H16. The leverage and interest coverage ratios are in line with the agency's expectations and support the company's rating.
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