Fitch Rates Banco Estado's JPY Notes Due 2026 'A+'
The senior unsecured bonds, denominated in Japanese Yen, will mature on June 17, 2026 and carry fixed annual interest of 0.48%.
KEY RATING DRIVERS
The 'A+' rating assigned to Banco Estado's senior unsecured notes corresponds to the bank's Long-Term Foreign-Currency Issuer Default Rating (IDR) and ranks equal to other senior unsecured debt.
Banco Estado's IDRs and National ratings are driven by the extremely high probability of support from its owner, the State of Chile. Banco Estado represents an important instrument of the Chilean state for developing credit and monetary policies, plays a strategic role for the government, and has systemic importance. Based on these drivers, the bank's IDRs are aligned with Chile's Sovereign Foreign-Currency IDR ('A+'; Outlook Stable) and Local Currency IDR ('AA-'; Outlook Stable).
Banco Estado's Viability Rating fundamentals remain unchanged by this new debt.
RATING SENSITIVITIES
The Rating Outlook for the Long-Term IDRs is Stable, the same as the Outlook for Chile's Sovereign ratings. Changes in the bank's IDRs, support, Support Rating Floor and National ratings are contingent on Sovereign rating actions for Chile.
Fitch currently rates Banco Estado as follows:
--Foreign Currency Long-Term IDR 'A+'; Outlook Stable;
--Local Currency Long-Term IDR 'AA-'; Outlook Stable;
--Foreign and Local Currency short-term IDRs at 'F1+';
--VR 'bbb';
--Support rating '1';
--Support rating floor 'A+';
--Long-Term foreign Currency senior unsecured bonds 'A+';
--Long-Term national rating 'AAA(cl)'; Outlook Stable;
--Short-Term national rating 'N1+(cl)';
--National long-term senior unsecured bonds 'AAA(cl)';
--National long-term subordinated bonds 'AA(cl)'.
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