02.05.2017, 15:02
Sberbank lowered the interest-rates on consumer loans
OREANDA-NEWS. On May 1 Sberbank lowered interest rates on the entire line of consumer loans and launched a promotional campaign featuring an additional discount.
The rates have been cut by up to 4 pps. The minimum Personal Loan Under Personal Surety rate now totals 12.9% per annum, the minimum Unsecured Personal Loan rate is 13.9% per annum.
Also, Sberbank introduced an additional discount totaling 1 pps for the Unsecured Personal Loan product for using digital services. As part of the promotional campaign, the minimum rate on this rouble-denominated product will be 12.9% per annum if the customer submits an application using Sberbank Online with the loan amount totaling at least 300,000 roubles. The campaign will run until June 18, 2017 inclusive.
The “Consumer Loan to the Military Participating in the Savings and Mortgage System” is available at the rate of 13.5% per annum in roubles, if the collateral is provided and 14.5% per annum in roubles, if no collateral is provided. The rouble-denominated “Loan to Private Smallholders” product features the rate of 17.0% per annum.
Starting from May 2, 2017, the Consumer Loan for the Purpose of Loan Refinancing will feature the fixed rate of 13.9% per annum in roubles. The product allows consumers to refinance up to 5 loans, both issued by other banks and Sberbank, and no confirmation of the targeted use of the loans is required any longer.
The interest rate is set individually depending on the reliability, solvency, and category of the customer.
Sberbank does not charge any commissions on the loans, while the purchase of the life insurance policy is voluntary and has no impact on the loan interest rate.
The rates have been cut by up to 4 pps. The minimum Personal Loan Under Personal Surety rate now totals 12.9% per annum, the minimum Unsecured Personal Loan rate is 13.9% per annum.
Also, Sberbank introduced an additional discount totaling 1 pps for the Unsecured Personal Loan product for using digital services. As part of the promotional campaign, the minimum rate on this rouble-denominated product will be 12.9% per annum if the customer submits an application using Sberbank Online with the loan amount totaling at least 300,000 roubles. The campaign will run until June 18, 2017 inclusive.
The “Consumer Loan to the Military Participating in the Savings and Mortgage System” is available at the rate of 13.5% per annum in roubles, if the collateral is provided and 14.5% per annum in roubles, if no collateral is provided. The rouble-denominated “Loan to Private Smallholders” product features the rate of 17.0% per annum.
Starting from May 2, 2017, the Consumer Loan for the Purpose of Loan Refinancing will feature the fixed rate of 13.9% per annum in roubles. The product allows consumers to refinance up to 5 loans, both issued by other banks and Sberbank, and no confirmation of the targeted use of the loans is required any longer.
The interest rate is set individually depending on the reliability, solvency, and category of the customer.
Sberbank does not charge any commissions on the loans, while the purchase of the life insurance policy is voluntary and has no impact on the loan interest rate.
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